APD, MTC and Truckers Liability

Transportation

Auto Physical Damage, Motor Truck Cargo, and Truckers Liability

We provide your hard-to-place long-haul truckers with the liability insurance they need to keep their business rolling.

  • Long-haul trucking
  • Fleets with majority heavy/extra heavy truck tractors
  • New ventures
  • Experienced ventures
  • Power units less than 20 years old
  • May consider risks with losses or moving violations
  • May consider Shock Loss accounts
  • May consider intrastate operations

  • Unlicensed vehicles for the road
  • Ambulances, Ambulettes and Para Transit
  • Asbestos & hazardous material removal contractors
  • Auto rental & leasing
  • Boat, mobile equipment & large object transporters
  • Cement mix in transit & cement pumping operations
  • Courier/Parcel/Messenger services
  • Cranes/rigging
  • Demolition or excavation risks
  • Drive away contractors
  • Driver training
  • Fuel, oil & other flammable liquid dealers
  • Fire departments
  • Gov't vehicles (local, state, federal, foreign)
  • Hazardous material transporters (autos used for transporting explosives, munitions, gasoline or liquefied petroleum gas including butane and propane, heated asphalt or hazardous materials as designated by the US DOT)
  • Hotshot trucking
  • Household movers
  • Ice cream trucks (neighborhood route trucks). Wholesale operations are acceptable.
  • New car dealers
  • Livery vehicles
  • Livestock haulers
  • Loaner vehicles
  • Logging operations
  • Accounts that have been cancelled and non-reinstated for failure to schedule vehicles or using excluded drivers
  • Motorcycles
  • Motorhomes
  • Mobile home transporters
  • Overnight delivery services
  • Pipeline contractors (oil service field contractors)
  • Police, fire, other emergency vehicles
  • Private transportation or passengers (passenger vans, hotel transport, etc.)
  • Public transportation of passengers (for hire)
  • Repossessions
  • Retail food delivery (such as pizza delivery)
  • Sanitation/refuse/garbage/recycling/waste/scrap
  • Sand and gravel
  • Snow plowing
  • Towing for hire & vehicle repossession
  • Wide load vehicles
  • Vehicles traveling to or garaged in foreign countries. Incidental travel to or garaging in Canada is not acceptable. Incidental travel to or garaging in Mexico must be referred to management.

  • Drivers between 21-70 years old
  • One year CDL experience
  • Less than four moving violations in the last three years
  • Less than two accidents in the last 12 months
  • No major violations in the last three years
  • No suspensions due to moving violations in the last 3 years

Submit online application or email Acord: transportationsubs@btisinc.com

Acord submissions should include:

  • Complete Acord applications 125, 127 & 137 
  • 3 years currently valued loss runs
  • Prior insurance declarations page and premium
  • MVR reports run within 60 days
  • CAB/Clear report
  • Description of losses over $10,000