Kemper Auto

• Gardening
• Farm Use Only
• Automotive Repair and Maintenance
• Home Improvement Contractor/Handyman
• Building, Developing, General Contracting
• Lawn Care Services
• Welding Contractors
• Masonry, Drywall, Insulation, and Tile/Marble Contractors
• Landscaping Contractors
• Electricians
• Concrete Contractors

Eligible Risks

• Delivery (appliances, newspapers)
• Sales and Service
• Artisan/Contractors (landscapers, plumbers, etc.)
• Professionals (Architects, consultants)
• Most 54k GVW or less (if not for hire)

Ineligible Risks

• Dirt, sand and gravel hauling
• For-hire livery/scheduled passenger transport (taxis, limos, etc.)
• Towing (automobiles)
• Ice Cream (to children)
• Timed Delivery
• Heavy and "for hire" (hauling and long-haul)

• Passenger auto, luxury auto, sport auto, sport utility, pickup (1/2 ton or less), pickup (1/2 ton or more), pickup (with 5th wheel)
• Cargo van, full-size van, mini van, wheelchair van, step van, delivery van, catering truck
• Straight truck, box truck, stake body truck, refrigerated truck, flatbed truck, dump truck, cherry picker, ag-hopper truck, tank truck
• Open utility trailer, end utility trailers, horse trailer, livestock trailer, flatbed trailer, goose-neck trailer, concession trailer

Some of the available coverage options are:

• Roadside assistance
• Non-owned auto
• Hired auto
• Waiver of Subrogation
• Additional named insured
• Additional driver coverage
• Any auto
• General Liability
• Truck Cargo coverage

Some of the discounts available are:

• Commercial General Liability
• BOP
• Proof of Prior Insurance (6 months Personal or Commercial)
• Paid in Full
• Business Experience
• Multi-Vehicle

*Not all discounts are available in all states