Integrated Underwriters

Tough Comp Program

Tough risks require even tougher solutions. BTIS is proud to announce a new workers' comp market for contractors, high ex mod accounts and larger, hard to place risks. Tough Comp combines A-rated workers' comp with a suite of business services designed to protect businesses, care for employees and give business owners the tools and resources they need to help grow their businesses.

Additional Business Resources Included

  • Dedicated HR Support Specialist
  • Dedicated Risk Management Specialist
  • Dedicated Payroll Processing Specialist

  • High Experience Mods Eligible - Up to 4.00
  • Lapse in Coverage Eligible
  • Program Minimum Premium nationally $100k
  • CA minimum premium for roofing is $125k
  • Available in Multiple States

Top Class Codes include, but are not limited to:
  • Carpentry
  • Concrete
  • Drywall
  • Electrical
  • Excavation
  • Framing
  • Home Care Services
  • HVAC
  • Janitorial
  • Landscaping
  • Masonry
  • Manufacturing
  • Painting
  • Paving
  • Plastering
  • Plumbing
  • Roofing
  • Sheet Metal
  • Steel Erection
  • Steel Framing
  • Stone & Tile
  • Solar
  • Transportation
  • Waste Mgmt
  • Welding

This information is provided as a guideline only and is subject to change with or without notice.