Workers Compensation Coverage
Workers Compensation is a no-fault system of compensation in which Employees who are injured at work may obtain payment for lost wages, medical costs and occupational rehabilitation expenses without regard to their personal negligence or fault. In exchange for this no-fault system, employees give up their right to sue their Employers directly for negligence or other damages.
Certificates of Insurance
Certificates of Insurance (including all certificates for the CSLB, etc.) will be issued by the agent of record and maintained locally by the agent. BTIS reserves the right to inspect certificates at any time, including during the audit or inspection of the policy.
Waivers of Subrogation
Waivers of Subrogation are available and should be requested during the quoting process.
Final Audit on All Policies
Workers Compensation premiums and exposures are subject to final audit. Earned premium for the exposure will be determined at the end of the policy period.
Additional Insured Guidelines
Additional Insureds cannot be added onto Workers Compensation policies
Clear Spring Workers Compensation provides a variety of Direct Bill payment options that best fit your Insured's needs
This information is provided as a guideline only and is subject to change with or without notice.