Special Event Insurance

 

BTIS is proud to offer a great market for Special Events. This program has been designed to meet the needs of venues and facilities that require their event holders to secure their own party insurance, birthday insurance and holiday party insurance coverage, and offers the broadest coverage and lowest prices. It's one of the many reasons this market writes more Event Insurance than anyone in the country.

Special Event Program

Coverage

Limits

Each Occurrence

$1,000,000 / $2,000,000 Available

 

Personal & Advertising Injury

$1,000,000 / $2,000,000 Available

General Aggregate

$2,000,000 / $3,000,000 Available

Products / Completed Ops

INCLUDED

Medical Payments

$5,000

Deductible

$1,000

Liquor Liability

Host Included, Retail Available

Waiver of Subrogation

Available

Hired & Non-Owned Auto

$1,000,000 Available

Fire Legal

$100,000 Per Fire

General Liability policies exclude athletic or sports participants, performers, employees, volunteers or individuals compensated by the Insured.

 

Athletic Event & Obstacle Race Program

Coverage

Limits

Optional Participant Medical

$10,000 or $25,000 Available

Hired & Non-Owned Auto

INCLUDED

Sexual Assault & Molestation
Protection Coverage

AVAILABLE

General Liability policies exclude athletic or sports participants, performers, employees, volunteers or individuals compensated by the Insured.

 

Hole-In-One Program
  • Instant Coverage Limits up to $100,000 / additional underwriting for up to $250,000
  • Zero Deductible

 

Event Planner Professional Liability Program (Annual Policy)

Coverage

Limits

E&O Limits

up to $1,000,000

GL Per Occurrence

$1,000,000

General Aggregate

$2,000,000

Available Event Classes

There are many, many event classes available! The list below is just a sample of classes offered:

  • 10k and 5k Runs*
  • Anniversary Party - No Charge for Admission / Invite Only
  • Anniversary Party with Cover Charge or Ticket for Admission
  • Art Festivals and Art Shows
  • Baby Shower
  • Bartending Vendor at Event
  • Block Party
  • Boat Show - Dry Dock Only
  • Boat Show - In Water
  • Book Signing
  • Cartoonist
  • Chamber of Commerce Event
  • Chamber of Commerce Mixer
  • Chef Personal
  • Christmas Tree Sale
  • Dance Competition*
  • Dance Recital*
  • Dance Show - Classical*
  • Estate Sale
  • Field Hockey*
  • Fishing Event*
  • Garden Show
  • Grad Night - Safe & Sober Overnight Style
  • Henna Artist
  • Hockey (Ice)*
  • Hockey Game - Amateur Only*
  • Indoor Soccer*
  • Ironman Style Triathlon*
  • Kick Ball*
  • Ladies Club Event
  • Lounge Show
  • Math Tournament
  • Mime
  • Movie Release Party
  • Product Debut
  • Pumpkin Patch
  • Rummage Sale
  • RV Show
  • Speaking Engagement
  • Store Opening
  • Street Fair
  • Swimming (Season)
  • Trade Show (Indoor)
  • Trade Show (Outdoor)
  • Triathlon*
  • Ultimate Frisbee*
  • Union Meeting
  • Video Game Contest
  • Voter Registration
  • Wedding Planner

*Quoting through our Athletic Event Program will include the option to add some athletic participant medical payments

Notable Exclusions
  • Animal Exposures (unless classified as animal type event)
  • Amusement Parks
  • Fireworks / Pyrotechnics
  • Inflatables (Bounce House)
  • Mosh Pits
  • Water Activities (unless classified as water event)

**Please read Terms & Conditions carefully after starting a quote. Quotes will be placed with lowest price option and excluded event types may be different, depending on the application

This information is provided as a guideline only and is subject to change with or without notice.