Hiscox Now®

Hiscox provides customized professional and general liability coverage to over 100 professional service businesses, including but not limited to:

• Acupuncturists
• Architects
• Bookkeepers
• Business Consultants
• Cosmetologists
• Education Consultants
• Engineers
• Graphic Designers
• HR Consultants
• Interior Designers
• IT Consultants
• Life/Career Coaches
• Management Consultants
• Marketing Consultants
• Massage Therapists
• Personal Trainers
• Photographers
• Psychologists
• Public Relations
• Real Estate Agents
• Recruitment Consultants
• Research Specialists
• Tax Preparers
• Technology Professionals
• Therapists
• Training Professionals
• Web Designers
• Yoga Teachers

Hiscox also provides general liability insurance for financial services businesses, including but not limited to:

• Accountants
• Credit Counselors
• Financial Advisers
• Lawyers
• Mortgage Brokers
• Stock Brokers
• Third-Party Fiduciaries
• Trustees

Business Owner Insurance

Also known as Business Owner's Policy (or BOP Insurance), this combines General Liability and Business Equipment Coverage (including accidental damage) into one affordable package. Potential customers should consider this coverage if they:

• also need general liability insurance coverage
• have business equipment such as computers, printers and furniture
• have employees that could act dishonestly or steal clients' property

Professional Liability (Errors and Omissions Insurance)

Hiscox professional liability protects your customer if they're sued for negligence (even if no mistake was made). Potential customers should seriously consider this coverage if this business:

• provides a professional service
• regularly gives advice to clients
• is requested by a client to have professional liability insurance to complete a contract

General Liability

Hiscox general liability insurance protects your customer from third-party claims for bodily injury, associated medical costs, and damage to someone else's property. Potential customers should consider the coverage if he/she or their employees:

• visit a client's place of work, or clients visit theirs
• use third-party locations for any business related activities
• are required to have general liability insurance before entering into a contract