MetLife Commercial Auto

MetLife

Commercial Auto

The MetLife Commercial Auto product is primarily designed for small commercial risks where the vehicle use is incidental to the business operations. Eligible risks in this category will be those in the Contractor, Professional/Technical Services, Retail, Wholesale, and Manufacturing industries where the vehicle is secondary to the operations.

Eligible risks will be those in the Contractor, Professional / Technical Services, Retail, Wholesale, and Manufacturing industries where the vehicle is secondary to the operations.

  • Fleets up to 9 vehicles
  • No lapse in coverage
  • Gross vehicle weight up to 20,000 lbs
  • Radius of operations must be 99 miles, or less
  • Acceptable loss history:
    - Individual drivers cannot have more than 2 minor violations and/or at fault accidents or major violations within the last 36 months
    - Total minor violations for the policy cannot exceed 4 and total major violations for the policy cannot exceed 2 in the prior 36 months
  • Vehicles must be owned by the named insured
  • Sole proprietor / individually owned vehicles are acceptable
  • Symbol 1 available on PPTs only
  • Symbol 7, 8, and 9 available for TTTs

Type of Vehicle:

  • Cars, Trucks, SUVs, & Pickups: Car, Sport Utility Vehicle, Pickup (1/2 ton or less), Pickup (3/4 ton), Pickup (1 ton)
  • Vans & Motor-homes: Cargo/Compact Van, Full Size Van, Minivan, Delivery/Step Van
  • Trucks: Box/Straight Truck, Stake Body Truck, Catering Truck, Tank Truck, Refrigerated Truck, Dump Truck, Flatbed Truck, Utility Truck
  • Trailers: Utility Trailer, Goose-neck Trailer, Horse Trailer, Low-boy Trailer, Tilt Trailer

This information is provided as a guideline only and is subject to change with or without notice.