Kemper Auto

Commercial Auto

BTIS has teamed up with a new partner for your Commercial Auto business. This carrier provides competitive rates for your artisan and light commercial business.

  • Gardening
  • Farm Use Only
  • Automotive Repair and Maintenance
  • Home Improvement Contractor/Handyman
  • Building, Developing, General Contracting
  • Lawn Care Services
  • Welding Contractors
  • Masonry, Drywall, Insulation, and Tile/Marble Contractors
  • Landscaping Contractors
  • Electricians
  • Concrete Contractors

Eligible Risks

  • Delivery (appliances, newspapers)
  • Sales and Service
  • Artisan/Contractors (landscapers, plumbers, etc.)
  • Professionals (Architects, consultants)
  • Most 54k GVW or less (if not for hire)

Ineligible Risks

  • Dirt, sand and gravel hauling
  • For-hire livery/scheduled passenger transport (taxis, limos, etc.)
  • Towing (automobiles)
  • Ice Cream (to children)
  • Timed Delivery
  • Heavy and "for hire" (hauling and long-haul)

  • Passenger auto, luxury auto, sport auto, sport utility, pickup (1/2 ton or less), pickup (1/2 ton or more), pickup (with 5th wheel)
  • Cargo van, full-size van, mini van, wheelchair van, step van, delivery van, catering truck
  • Straight truck, box truck, stake body truck, refrigerated truck, flatbed truck, dump truck, cherry picker, ag-hopper truck, tank truck
  • Open utility trailer, end utility trailers, horse trailer, livestock trailer, flatbed trailer, goose-neck trailer, concession trailer

Some of the available coverage options are:

  • Roadside assistance
  • Non-owned auto
  • Hired auto
  • Waiver of Subrogation
  • Additional named insured
  • Additional driver coverage
  • Any auto
  • General Liability
  • Truck Cargo coverage

Some of the discounts available are:

  • Commercial General Liability
  • BOP
  • Proof of Prior Insurance (6 months Personal or Commercial)
  • Paid in Full
  • Business Experience
  • Multi-Vehicle

*Not all discounts are available in all states